LOAN OFFICERS
As a highly regarded financial institution, Tujijenge Financial Services is now recruiting for a Loan Officer with expertise, commitment, and high integrity.
Job Summary
to diligently work by processing loan applications and supporting documentation within restrictions to determine credit eligibility. interviewing potential borrowers to determine their financial suitability and loan-granting viability. establishing a debt payment schedule and calculating all pertinent ratios and indicators will result in quality portfolio growth.
Responsibilities
- Manage the client level portfolio lending process.
- Attract, meet and interview new and existing clientele and assess eligibility for granting loans/advances, credit history, the impact and affordability of the loan, etc.
- Acquire new clients and retain existing clientele to the lending program of the company, in line.
- with organization policies and procedures.
- Compile, evaluate and analyse loan proposals and make recommendations (including site visits and other due diligence).
- Support the completion of the loan application and collation of supporting documents/materials.
- Liaise with applicant regarding processing of their loan and outcome.
- Report client’s feedback regarding the lending process.
- Promote Bank credit services in the community, raise programme awareness, build networks and relationships within the local community.
- Maintain client level portfolio quality and control.
Skills and Competence:
- Sales skills and knowledge.
- Computer literacy.
- Credit analysis skills.
- Good English communication skills.
Experience required
- Bachelor’s degree in Business administration/Commerce/finance and Microfinance.
- Minimum 1 years’ experience in Loan officer job and currently employed in any reputable Financial Institution.
- Pass Mathematics at least from D.
- Age between 23-35 years.
MODE OF APPLICATION
should be: “Application for Job Title You are applying for.” Example Application for Company Secretariat cum Legal Head. Failure to attach all your academic certificate you will not be shortlisted.